Services / Financing & Strategic Projects
Financing and strategic projects
Walk into the lender conversation prepared.
We prepare the financial information lenders and investors expect, analyze the options, and help you understand the terms in front of you. Built on years of lender-side due diligence.
Problems this addresses
When a big decision needs better numbers.
- A lender is asking for financial information you cannot produce quickly.
- You are weighing a refinancing, a new credit line or an asset-based facility.
- An expansion, acquisition or major purchase needs a clear cash and return analysis.
- Covenant or borrowing base reporting is causing friction with your lender.
- You want to understand a term sheet before you sign it.
Who this is for
Businesses facing a financing or strategic decision.
Especially companies working with, or moving toward, asset-based and other secured lenders.
- Companies preparing for a new facility or a refinancing
- Borrowers with borrowing base, covenant or field exam requirements
- Owners evaluating an expansion, acquisition or major investment
- Businesses in a period of financial pressure that need a clear plan
Scope and deliverables
What this work can include.
- Lender-ready financial packageStatements, aging, schedules and a cash forecast organized the way lenders review them.
- Funding need analysisHow much is needed, when, and what it costs under different options.
- Borrowing base and covenant readinessClean, repeatable reporting and an early view of covenant headroom.
- Field exam preparationOrganize records and support before a lender's field examination.
- Project and investment analysisCash flow, payback and risks for expansion, acquisition or equipment decisions.
- Term review supportA financial walkthrough of proposed terms, alongside your attorney.
Engagement process
How a project runs.
Assess
We understand the decision, the timeline and what the other side will ask for.
- You receive
- A plan and a document request list.
Prepare
We build the analysis and organize the package.
- You receive
- A lender-ready package or decision analysis.
Support
We help you prepare for the conversation and respond to follow-up questions.
- You receive
- Talking points, responses and updated schedules.
What your team provides
- Complete and timely financial information
- Decisions on which options to pursue
- Your attorney's review of legal terms
- Direct communication with lenders and investors
Boundaries
- DOC 24 does not lend, broker loans or arrange introductions for a fee
- We do not promise approvals, terms or funding amounts
- We do not provide legal or investment advice
- You remain the decision-maker in every negotiation
Questions
Before you reach out
Can you introduce us to lenders?
We do not act as a broker. Our role is to make sure your information and analysis are ready for whichever lenders you choose to approach.
What is a field exam?
A lender's review of your receivables, inventory, cash and reporting, usually for asset-based loans. We have spent years on the lender's side of these reviews.
How long does a lender package take?
It depends on the state of the records. We will give you a realistic timeline after the initial assessment.
Related services
Often paired with
Prepare before the lender asks.
Tell us about the financing or project you are considering.